So during this last storm we had some damage.... our computer died, we lost Direct TV, our alarm was fried, our fence blew in a little, the gate swung open & broke the hinge & the wind blew over our play set. We are really upset about the play set, it wasn't even 3 months old & was not finished being put together. The kids got to swing twice on it & Bill went down the slide once...
I just got an email from our insurance company, they have great customer service! They explained it to me- The playset & fence "damage" is a wind claim & the computer, alarm & direct tv are a separate claim! So we would have to pay a $2049 deductable for the "wind" damage & a $1000 deductable for the other damage. After thinking about it, I just don't think it is worth it. 1/3 of our yard has a 6ft wood privacy fence, it is just a matter of time before a wind storm blows it over. So that could happen tomorrow or next year- but that would be another claim & deductable... oh, what to do???
Bill keeps reminding me, it could be worse & it could. Gotta love storms...
The front view of the damage:




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