this morning. I had called yesterday & left a message that we would only be able to do psychology therapy 2 days per week as per the insurance company but the other therapies 5 days a week.
The woman informed me that as part of this Day Patient Therapy, psychology therapy is REQUIRED 5 days a week. I said our insurance only covers 2 days per week, she said that they would bill our family for the rest. I asked how much that would cost, she said between $80 - $100 a day per child! I said, wait a second! That would be about $300 per week per child or $600 a week for the twins, over 5 wks that is another $3000 on top of the $1100 we would already be paying!!! That is over $4100!!! She said that we needed to weigh what was important for our family and decide. I said I want what is best for our kids & having a roof over their heads is best!
I explained to her our finances (or lack of) & she said that everyone is having hardships these days & the hospital can not be flexible, these are their fees. I bet she does hear our sob story many times a day.
We have thought about getting Bill's insurance at his job since it is open enrollment time, but now this therapy would be a pre-existing condition. A friend recommended a flexible spending account through Bill's work that is a good idea but we couldn't afford to have that $350 taken out of Bill's check each month for a year!
We are going to try to go to Tri-Care's office soon & talk to them in person to see if there is something else they can do.
When I told the woman that we would not be able to afford the Day Patient Therapy, she wished us luck. We may still do the 2 or 3 days a week therapy, just not sure about any of this anymore!
We have asked & begged for help for almost a year now. We have expressed our concerns about Ryan's weight & the twins not eating age appropriate foods. We have had lots of tests ran & asked for more help. Finally when someone sees that we need help & are offering it, we can't do it. Just makes me sick!
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